Climate Risk Summary

Bayport, NY Risk Profile

The primary drivers of climate-related financial risk in Bayport, NY are Inland Flooding, Hurricane, and Coastal Flooding.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Bayport.

Primary Risks

Inland Flooding

$1,205,227

Expected Annual Loss for Bayport

43.5Score

Relatively Moderate compared to US average

Bayport
Minimal Estimated LossMax Estimated Loss

Hurricane

$251,438

Expected Annual Loss for Bayport

77.7Score

Relatively Moderate compared to US average

Bayport
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$188,099

Expected Annual Loss for Bayport

82.7Score

Relatively Moderate compared to US average

Bayport
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,205,227
Score: 43.5
MAJOR DRIVER
Hurricane
$251,438
Score: 77.7
MAJOR DRIVER
Coastal Flooding
$188,099
Score: 82.7
Earthquake
$132,241
Score: 62.5
Cold Wave
$79,144
Score: 40.8
Heat Wave
$37,883
Score: 23.8
Strong Wind
$35,235
Score: 46.9
Lightning
$18,176
Score: 38.8
Tornado
$16,943
Score: 17.5
Ice Storm
$11,611
Score: 50.3
Winter Weather
$11,349
Score: 64.7
Hail
$731
Score: 8.9
Wildfire
$529
Score: 45.7
Landslide
$6
Score: 48.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 77.7
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.7
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.5
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 50.3
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 64.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Blue PointBohemiaHolbrookHoltsvilleNorth Patchogue

Zip Codes in Bayport

117051171511772