Climate Risk Summary

North Boston, NY Risk Profile

The primary drivers of climate-related financial risk in North Boston, NY are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in North Boston.

Primary Risks

Inland Flooding

$697,205

Expected Annual Loss for North Boston

59.6Score

Relatively High compared to US average

North Boston
Minimal Estimated LossMax Estimated Loss

Cold Wave

$102,056

Expected Annual Loss for North Boston

70.3Score

Relatively Moderate compared to US average

North Boston
Minimal Estimated LossMax Estimated Loss

Tornado

$39,582

Expected Annual Loss for North Boston

43.3Score

Relatively Low compared to US average

North Boston
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$697,205
Score: 59.6
MAJOR DRIVER
Cold Wave
$102,056
Score: 70.3
MAJOR DRIVER
Tornado
$39,582
Score: 43.3
Heat Wave
$8,560
Score: 12.6
Winter Weather
$4,813
Score: 67.6
Strong Wind
$4,454
Score: 22.9
Ice Storm
$4,358
Score: 50.0
Lightning
$3,331
Score: 22.2
Hurricane
$2,731
Score: 43.5
Earthquake
$1,910
Score: 10.2
Hail
$1,458
Score: 27.7
Wildfire
$512
Score: 60.9
Landslide
$57
Score: 76.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 59.6
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 70.3
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 60.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 76.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BlasdellBuffaloEdenHamburgLackawanna

Zip Codes in North Boston

14075