Climate Risk Summary

Lindenhurst, NY Risk Profile

The primary drivers of climate-related financial risk in Lindenhurst, NY are Inland Flooding, Coastal Flooding, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Lindenhurst.

Primary Risks

Inland Flooding

$3,550,581

Expected Annual Loss for Lindenhurst

37.3Score

Relatively Moderate compared to US average

Lindenhurst
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$1,529,582

Expected Annual Loss for Lindenhurst

56.7Score

Very High compared to US average

Lindenhurst
Minimal Estimated LossMax Estimated Loss

Hurricane

$511,023

Expected Annual Loss for Lindenhurst

72.1Score

Relatively Moderate compared to US average

Lindenhurst
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$3,550,581
Score: 37.3
MAJOR DRIVER
Coastal Flooding
$1,529,582
Score: 56.7
MAJOR DRIVER
Hurricane
$511,023
Score: 72.1
Earthquake
$381,355
Score: 60.0
Cold Wave
$249,786
Score: 39.5
Heat Wave
$119,562
Score: 22.2
Strong Wind
$102,983
Score: 43.5
Lightning
$56,342
Score: 37.0
Tornado
$38,648
Score: 12.4
Winter Weather
$34,570
Score: 62.8
Ice Storm
$31,990
Score: 45.4
Hail
$1,870
Score: 6.6
Wildfire
$157
Score: 14.0
Landslide
$4
Score: 27.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.7
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 72.1
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 60.0
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 62.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AmityvilleBabylonCopiagueEast FarmingdaleGilgo

Zip Codes in Lindenhurst

11757
Climate Risk Analysis for Lindenhurst, NY