Climate Risk Summary

Babylon, NY Risk Profile

The primary drivers of climate-related financial risk in Babylon, NY are Inland Flooding, Coastal Flooding, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Babylon.

Primary Risks

Inland Flooding

$1,674,836

Expected Annual Loss for Babylon

31.5Score

Relatively Low compared to US average

Babylon

Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$979,252

Expected Annual Loss for Babylon

88.0Score

Relatively High compared to US average

Babylon

Minimal Estimated LossMax Estimated Loss

Hurricane

$299,024

Expected Annual Loss for Babylon

72.5Score

Relatively Moderate compared to US average

Babylon

Minimal Estimated LossMax Estimated Loss

City Boundary

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Inland Flooding

$1,674,836

Score: 31.5

MAJOR DRIVER

Coastal Flooding

$979,252

Score: 88.0

MAJOR DRIVER

Hurricane

$299,024

Score: 72.5

Earthquake

$197,762

Score: 56.9

Cold Wave

$111,557

Score: 35.5

Heat Wave

$53,397

Score: 17.5

Strong Wind

$48,243

Score: 39.3

Lightning

$25,431

Score: 32.0

Tornado

$21,004

Score: 12.5

Winter Weather

$15,745

Score: 58.0

Ice Storm

$15,465

Score: 41.7

Hail

$946

Score: 6.0

Wildfire

$99

Score: 18.1

Landslide

$16

Score: 44.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.0

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 72.5

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.9

🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0 - Dec 2025)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Deer Park Gilgo Lindenhurst North Babylon North Lindenhurst

Zip Codes in Babylon

11702 11704