Climate Risk Summary

Gananda, NY Risk Profile

The primary drivers of climate-related financial risk in Gananda, NY are Inland Flooding, Tornado, and Strong Wind.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Gananda.

Primary Risks

Inland Flooding

$151,933

Expected Annual Loss for Gananda

25.9Score

Relatively Low compared to US average

Gananda
Minimal Estimated LossMax Estimated Loss

Tornado

$11,867

Expected Annual Loss for Gananda

35.9Score

Relatively Low compared to US average

Gananda
Minimal Estimated LossMax Estimated Loss

Strong Wind

$11,226

Expected Annual Loss for Gananda

63.0Score

Relatively Moderate compared to US average

Gananda
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$151,933
Score: 25.9
MAJOR DRIVER
Tornado
$11,867
Score: 35.9
MAJOR DRIVER
Strong Wind
$11,226
Score: 63.0
Hail
$8,900
Score: 69.7
Cold Wave
$5,802
Score: 26.7
Heat Wave
$5,101
Score: 16.4
Lightning
$4,081
Score: 44.4
Ice Storm
$3,585
Score: 65.2
Earthquake
$2,249
Score: 18.8
Hurricane
$1,760
Score: 45.9
Wildfire
$650
Score: 70.8
Winter Weather
$440
Score: 32.5
Landslide
$2
Score: 51.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 63.0
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 69.7
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 65.2
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 70.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 51.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

East RochesterFairportMacedonMarionOntario

Zip Codes in Gananda