Climate Risk Summary

Fairport, NY Risk Profile

The primary drivers of climate-related financial risk in Fairport, NY are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fairport.

Primary Risks

Inland Flooding

$427,196

Expected Annual Loss for Fairport

36.6Score

Relatively Low compared to US average

Fairport

Minimal Estimated LossMax Estimated Loss

Cold Wave

$141,620

Expected Annual Loss for Fairport

76.8Score

Relatively Moderate compared to US average

Fairport

Minimal Estimated LossMax Estimated Loss

Tornado

$41,717

Expected Annual Loss for Fairport

43.4Score

Relatively Low compared to US average

Fairport

Minimal Estimated LossMax Estimated Loss

City Boundary

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Inland Flooding

$427,196

Score: 36.6

MAJOR DRIVER

Cold Wave

$141,620

Score: 76.8

MAJOR DRIVER

Tornado

$41,717

Score: 43.4

Heat Wave

$40,503

Score: 53.7

Earthquake

$9,403

Score: 28.0

Strong Wind

$8,895

Score: 35.0

Ice Storm

$5,426

Score: 54.8

Winter Weather

$5,031

Score: 67.5

Lightning

$4,828

Score: 28.6

Hurricane

$3,591

Score: 45.2

Hail

$610

Score: 16.7

Wildfire

$84

Score: 38.6

Landslide

Score: 32.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.8

☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 53.7

❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 54.8

🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Brighton East Rochester Gananda Irondequoit Nazareth College

Zip Codes in Fairport

14450