Climate Risk Summary

Maynard, MA Risk Profile

The primary drivers of climate-related financial risk in Maynard, MA are Inland Flooding, Hurricane, and Earthquake. This area also faces an unusually high intensity for Ice Storm compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Maynard.

Primary Risks

Inland Flooding

$1,427,518

Expected Annual Loss for Maynard

46.2Score

Relatively Moderate compared to US average

Maynard
Minimal Estimated LossMax Estimated Loss

Hurricane

$170,590

Expected Annual Loss for Maynard

72.1Score

Relatively Low compared to US average

Maynard
Minimal Estimated LossMax Estimated Loss

Earthquake

$158,455

Expected Annual Loss for Maynard

64.6Score

Relatively Low compared to US average

Maynard
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,427,518
Score: 46.2
MAJOR DRIVER
Hurricane
$170,590
Score: 72.1
MAJOR DRIVER
Earthquake
$158,455
Score: 64.6
Cold Wave
$68,789
Score: 35.5
Tornado
$58,845
Score: 32.7
Heat Wave
$58,327
Score: 31.7
UNUSUALLY HIGH
Ice Storm
$56,910
Score: 84.6
Strong Wind
$23,525
Score: 33.7
Lightning
$18,543
Score: 36.1
Winter Weather
$1,031
Score: 22.4
Wildfire
$906
Score: 51.0
Hail
$710
Score: 7.3
Landslide
$18
Score: 58.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 72.1
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 64.6
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 84.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 51.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 58.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Maynard