Climate Risk Summary

Framingham, MA Risk Profile

The primary drivers of climate-related financial risk in Framingham, MA are Inland Flooding, Hurricane, and Earthquake. This area also faces an unusually high intensity for Ice Storm compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Framingham.

Primary Risks

Inland Flooding

$6,692,073

Expected Annual Loss for Framingham

29.4Score

Relatively Moderate compared to US average

Framingham
Minimal Estimated LossMax Estimated Loss

Hurricane

$1,308,122

Expected Annual Loss for Framingham

72.8Score

Relatively Moderate compared to US average

Framingham
Minimal Estimated LossMax Estimated Loss

Earthquake

$1,240,244

Expected Annual Loss for Framingham

60.8Score

Relatively Moderate compared to US average

Framingham
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$6,692,073
Score: 29.4
MAJOR DRIVER
Hurricane
$1,308,122
Score: 72.8
MAJOR DRIVER
Earthquake
$1,240,244
Score: 60.8
Cold Wave
$464,130
Score: 36.5
Tornado
$438,172
Score: 34.1
UNUSUALLY HIGH
Ice Storm
$423,285
Score: 84.3
Heat Wave
$393,498
Score: 33.3
Strong Wind
$168,475
Score: 36.3
Lightning
$126,565
Score: 37.5
Drought
$65,355
Score: 7.8
Winter Weather
$7,199
Score: 23.1
Hail
$5,155
Score: 8.3
Wildfire
$2,729
Score: 36.8
Landslide
$91
Score: 40.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 72.8
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 60.8
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 84.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

CochituateCordavilleHopkintonHudsonMarlborough

Zip Codes in Framingham

0170101702