Climate Risk Summary

Roselle, IL Risk Profile

The primary drivers of climate-related financial risk in Roselle, IL are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Roselle.

Primary Risks

Inland Flooding

$2,586,502

Expected Annual Loss for Roselle

42.7Score

Relatively Moderate compared to US average

Roselle
Minimal Estimated LossMax Estimated Loss

Cold Wave

$1,697,960

Expected Annual Loss for Roselle

89.8Score

Very High compared to US average

Roselle
Minimal Estimated LossMax Estimated Loss

Tornado

$1,397,856

Expected Annual Loss for Roselle

82.1Score

Relatively High compared to US average

Roselle
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,586,502
Score: 42.7
MAJOR DRIVER
Cold Wave
$1,697,960
Score: 89.8
MAJOR DRIVER
Tornado
$1,397,856
Score: 82.1
Heat Wave
$210,762
Score: 41.8
Strong Wind
$199,207
Score: 69.4
Earthquake
$166,723
Score: 50.5
Lightning
$49,521
Score: 42.7
Hail
$13,451
Score: 31.0
Winter Weather
$10,605
Score: 45.5
Ice Storm
$6,891
Score: 18.9
Hurricane
$227
Score: 16.4
Wildfire
$249
Score: 29.8
Drought
$108
Score: 56.6
Landslide
$7
Score: 38.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.8
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 82.1
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 69.4
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.5
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AddisonBloomingdaleElk Grove VillageGlendale HeightsHanover Park

Zip Codes in Roselle

600076010860133601576017260193