Climate Risk Summary

Bloomingdale, IL Risk Profile

The primary drivers of climate-related financial risk in Bloomingdale, IL are Inland Flooding, Cold Wave, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Bloomingdale.

Primary Risks

Inland Flooding

$3,442,112

Expected Annual Loss for Bloomingdale

45.5Score

Relatively Moderate compared to US average

Bloomingdale
Minimal Estimated LossMax Estimated Loss

Cold Wave

$1,761,842

Expected Annual Loss for Bloomingdale

88.9Score

Relatively High compared to US average

Bloomingdale
Minimal Estimated LossMax Estimated Loss

Tornado

$1,583,157

Expected Annual Loss for Bloomingdale

80.6Score

Relatively High compared to US average

Bloomingdale
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$3,442,112
Score: 45.5
MAJOR DRIVER
Cold Wave
$1,761,842
Score: 88.9
MAJOR DRIVER
Tornado
$1,583,157
Score: 80.6
Strong Wind
$256,975
Score: 74.7
Earthquake
$206,785
Score: 50.3
Heat Wave
$137,128
Score: 32.1
Lightning
$64,034
Score: 46.7
Winter Weather
$10,944
Score: 42.1
Hail
$8,589
Score: 24.8
Ice Storm
$7,883
Score: 17.2
Hurricane
$256
Score: 15.9
Wildfire
$89
Score: 13.8
Drought
$34
Score: 22.1
Landslide
$3
Score: 26.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.9
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 80.6
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 74.7
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AddisonCarol StreamElk Grove VillageGlendale HeightsHanover Park

Zip Codes in Bloomingdale

601016010860133601396015760172