Climate Risk Summary

Westview, FL Risk Profile

The primary drivers of climate-related financial risk in Westview, FL are Hurricane, Inland Flooding, and Tornado.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Westview.

Primary Risks

Hurricane

$2,441,112

Expected Annual Loss for Westview

90.5Score

Very High compared to US average

Westview
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,634,436

Expected Annual Loss for Westview

42.2Score

Relatively High compared to US average

Westview
Minimal Estimated LossMax Estimated Loss

Tornado

$171,106

Expected Annual Loss for Westview

48.6Score

Relatively Moderate compared to US average

Westview
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$2,441,112
Score: 90.5
MAJOR DRIVER
Inland Flooding
$1,634,436
Score: 42.2
MAJOR DRIVER
Tornado
$171,106
Score: 48.6
Heat Wave
$164,817
Score: 64.2
Cold Wave
$130,863
Score: 48.7
Lightning
$44,763
Score: 61.2
Coastal Flooding
$26,429
Score: 66.6
Hail
$23,615
Score: 46.8
Strong Wind
$6,842
Score: 15.7
Earthquake
$3,037
Score: 6.2
Wildfire
$986
Score: 20.5
Landslide
$0
Score: 4.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 90.5
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 64.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.2
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 66.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Westview