Climate Risk Summary

Hialeah, FL Risk Profile

The primary drivers of climate-related financial risk in Hialeah, FL are Hurricane, Inland Flooding, and Heat Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Hialeah.

Primary Risks

Hurricane

$22,438,375

Expected Annual Loss for Hialeah

90.3Score

Very High compared to US average

Hialeah
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$19,224,281

Expected Annual Loss for Hialeah

39.7Score

Relatively High compared to US average

Hialeah
Minimal Estimated LossMax Estimated Loss

Heat Wave

$2,570,999

Expected Annual Loss for Hialeah

66.3Score

Relatively Moderate compared to US average

Hialeah
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$22,438,375
Score: 90.3
MAJOR DRIVER
Inland Flooding
$19,224,281
Score: 39.7
MAJOR DRIVER
Heat Wave
$2,570,999
Score: 66.3
Tornado
$2,152,941
Score: 47.1
Cold Wave
$2,012,774
Score: 50.1
Lightning
$696,278
Score: 63.3
Wildfire
$137,005
Score: 9.1
Coastal Flooding
$233,019
Score: 51.9
Hail
$211,246
Score: 44.0
Strong Wind
$98,697
Score: 15.7
Earthquake
$34,002
Score: 5.2
Drought
$522
Score: 3.9
Landslide
$18
Score: 10.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 90.3
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 66.3
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.1
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.3
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Hialeah GardensMedleyMiami GardensMiami LakesMiami Springs

Zip Codes in Hialeah

3301033012330133301433016330183314233147