Climate Risk Summary

Sunset, FL Risk Profile

The primary drivers of climate-related financial risk in Sunset, FL are Inland Flooding, Hurricane, and Heat Wave. This area also faces an unusually high intensity for Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Sunset.

Primary Risks

Inland Flooding

$2,217,097

Expected Annual Loss for Sunset

44.1Score

Relatively Moderate compared to US average

Sunset
Minimal Estimated LossMax Estimated Loss

Hurricane

$2,088,689

Expected Annual Loss for Sunset

89.7Score

Relatively High compared to US average

Sunset
Minimal Estimated LossMax Estimated Loss

Heat Wave

$194,342

Expected Annual Loss for Sunset

55.6Score

Relatively Moderate compared to US average

Sunset
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,217,097
Score: 44.1
MAJOR DRIVER
Hurricane
$2,088,689
Score: 89.7
MAJOR DRIVER
Heat Wave
$194,342
Score: 55.6
Cold Wave
$153,303
Score: 42.0
Tornado
$143,705
Score: 38.9
Lightning
$50,722
Score: 51.1
UNUSUALLY HIGH
Coastal Flooding
$36,139
Score: 84.5
Hail
$16,930
Score: 39.7
Strong Wind
$6,155
Score: 11.8
Earthquake
$3,811
Score: 5.7
Wildfire
$583
Score: 21.4
Drought
$28
Score: 6.0
Landslide
$16
Score: 31.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 89.7
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 55.6
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.1
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Glenvar HeightsKendale LakesKendallOlympia HeightsTamiami

Zip Codes in Sunset

331653317333183