Climate Risk Summary

Olympia Heights, FL Risk Profile

The primary drivers of climate-related financial risk in Olympia Heights, FL are Hurricane, Inland Flooding, and Heat Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Olympia Heights.

Primary Risks

Hurricane

$1,427,773

Expected Annual Loss for Olympia Heights

89.8Score

Relatively High compared to US average

Olympia Heights
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,210,259

Expected Annual Loss for Olympia Heights

33.2Score

Relatively Moderate compared to US average

Olympia Heights
Minimal Estimated LossMax Estimated Loss

Heat Wave

$141,733

Expected Annual Loss for Olympia Heights

56.4Score

Relatively Moderate compared to US average

Olympia Heights
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$1,427,773
Score: 89.8
MAJOR DRIVER
Inland Flooding
$1,210,259
Score: 33.2
MAJOR DRIVER
Heat Wave
$141,733
Score: 56.4
Cold Wave
$112,871
Score: 43.4
Tornado
$102,496
Score: 39.5
Lightning
$36,978
Score: 52.4
Hail
$11,565
Score: 39.9
Strong Wind
$4,461
Score: 12.1
Wildfire
$3,546
Score: 35.6
Coastal Flooding
$2,447
Score: 77.7
Earthquake
$2,562
Score: 5.4
Drought
$123
Score: 17.9
Landslide
$1
Score: 10.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 89.8
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 56.4
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.4
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Coral TerraceFountainebleauGlenvar HeightsKendallSouth Miami

Zip Codes in Olympia Heights

33143331553316533173