Climate Risk Summary

South Bradenton, FL Risk Profile

The primary drivers of climate-related financial risk in South Bradenton, FL are Hurricane, Inland Flooding, and Tornado. This area also faces an unusually high intensity for Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in South Bradenton.

Primary Risks

Hurricane

$7,815,582

Expected Annual Loss for South Bradenton

97.0Score

Very High compared to US average

South Bradenton
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,841,658

Expected Annual Loss for South Bradenton

32.0Score

Relatively Moderate compared to US average

South Bradenton
Minimal Estimated LossMax Estimated Loss

Tornado

$1,311,592

Expected Annual Loss for South Bradenton

83.1Score

Relatively High compared to US average

South Bradenton
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$7,815,582
Score: 97.0
MAJOR DRIVER
Inland Flooding
$1,841,658
Score: 32.0
MAJOR DRIVER
Tornado
$1,311,592
Score: 83.1
UNUSUALLY HIGH
Lightning
$237,148
Score: 91.2
Heat Wave
$157,711
Score: 45.6
Coastal Flooding
$42,067
Score: 55.5
Strong Wind
$43,330
Score: 35.0
Cold Wave
$17,738
Score: 19.7
Earthquake
$7,598
Score: 8.5
Hail
$5,355
Score: 23.3
Wildfire
$612
Score: 33.3
Landslide
$0
Score: 9.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 97.0
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 83.1
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 91.2
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 55.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in South Bradenton