Climate Risk Summary

Bradenton, FL Risk Profile

The primary drivers of climate-related financial risk in Bradenton, FL are Hurricane, Inland Flooding, and Tornado. This area also faces an unusually high intensity for Coastal Flooding and Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Bradenton.

Primary Risks

Hurricane

$19,364,265

Expected Annual Loss for Bradenton

96.6Score

Very High compared to US average

Bradenton
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$4,701,004

Expected Annual Loss for Bradenton

31.4Score

Relatively High compared to US average

Bradenton
Minimal Estimated LossMax Estimated Loss

Tornado

$2,858,967

Expected Annual Loss for Bradenton

80.4Score

Relatively High compared to US average

Bradenton
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$19,364,265
Score: 96.6
MAJOR DRIVER
Inland Flooding
$4,701,004
Score: 31.4
MAJOR DRIVER
Tornado
$2,858,967
Score: 80.4
UNUSUALLY HIGH
Coastal Flooding
$1,895,792
Score: 81.8
UNUSUALLY HIGH
Lightning
$507,592
Score: 88.7
Heat Wave
$330,447
Score: 41.7
Strong Wind
$101,520
Score: 33.7
Cold Wave
$40,620
Score: 19.5
Wildfire
$28,952
Score: 44.6
Earthquake
$16,114
Score: 7.1
Hail
$11,759
Score: 22.1
Landslide
$32
Score: 32.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 96.6
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 80.4
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Bayshore GardensEllentonMemphisPalmettoSamoset

Zip Codes in Bradenton

34205342083420934210