Climate Risk Summary

Pahokee, FL Risk Profile

The primary drivers of climate-related financial risk in Pahokee, FL are Hurricane, Inland Flooding, and Cold Wave. This area also faces an unusually high intensity for Lightning and Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Pahokee.

Primary Risks

Hurricane

$419,670

Expected Annual Loss for Pahokee

93.7Score

Relatively High compared to US average

Pahokee
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$226,645

Expected Annual Loss for Pahokee

37.0Score

Relatively Low compared to US average

Pahokee
Minimal Estimated LossMax Estimated Loss

Cold Wave

$30,596

Expected Annual Loss for Pahokee

55.0Score

Relatively Moderate compared to US average

Pahokee
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$419,670
Score: 93.7
MAJOR DRIVER
Inland Flooding
$226,645
Score: 37.0
MAJOR DRIVER
Cold Wave
$30,596
Score: 55.0
Heat Wave
$27,992
Score: 62.7
UNUSUALLY HIGH
Lightning
$21,803
Score: 89.4
Tornado
$14,268
Score: 36.3
UNUSUALLY HIGH
Drought
$9,825
Score: 90.5
Strong Wind
$3,804
Score: 30.4
Wildfire
$946
Score: 72.6
Hail
$484
Score: 21.4
Earthquake
$205
Score: 2.8
Landslide
$19
Score: 73.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 93.7
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 55.0
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 62.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.4
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.5
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 72.6
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 73.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Pahokee

Climate Risk Analysis for Pahokee, FL