Climate Risk Summary

Belle Glade, FL Risk Profile

The primary drivers of climate-related financial risk in Belle Glade, FL are Hurricane, Inland Flooding, and Cold Wave. This area also faces an unusually high intensity for Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Belle Glade.

Primary Risks

Hurricane

$2,345,005

Expected Annual Loss for Belle Glade

93.8Score

Very High compared to US average

Belle Glade
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,295,433

Expected Annual Loss for Belle Glade

39.1Score

Relatively High compared to US average

Belle Glade
Minimal Estimated LossMax Estimated Loss

Cold Wave

$238,888

Expected Annual Loss for Belle Glade

45.5Score

Relatively High compared to US average

Belle Glade
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$2,345,005
Score: 93.8
MAJOR DRIVER
Inland Flooding
$1,295,433
Score: 39.1
MAJOR DRIVER
Cold Wave
$238,888
Score: 45.5
Heat Wave
$108,344
Score: 59.5
Drought
$76,593
Score: 54.9
UNUSUALLY HIGH
Lightning
$86,551
Score: 87.3
Tornado
$71,187
Score: 38.2
Strong Wind
$21,245
Score: 36.4
Hail
$3,584
Score: 22.1
Earthquake
$1,670
Score: 4.7
Wildfire
$1,082
Score: 20.2
Landslide
$81
Score: 52.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 93.8
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 59.5
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.9
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 52.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

ClewistonHarlemIndiantownLoxahatchee GrovesPahokee

Zip Codes in Belle Glade

33430