Climate Risk Summary

Doral, FL Risk Profile

The primary drivers of climate-related financial risk in Doral, FL are Hurricane, Inland Flooding, and Heat Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Doral.

Primary Risks

Hurricane

$12,133,837

Expected Annual Loss for Doral

90.6Score

Very High compared to US average

Doral
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$8,695,756

Expected Annual Loss for Doral

47.0Score

Very High compared to US average

Doral
Minimal Estimated LossMax Estimated Loss

Heat Wave

$779,769

Expected Annual Loss for Doral

63.4Score

Relatively Moderate compared to US average

Doral
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hurricane
$12,133,837
Score: 90.6
MAJOR DRIVER
Inland Flooding
$8,695,756
Score: 47.0
MAJOR DRIVER
Heat Wave
$779,769
Score: 63.4
Tornado
$693,732
Score: 45.3
Cold Wave
$642,778
Score: 48.9
Wildfire
$459,895
Score: 66.7
Lightning
$211,958
Score: 60.4
Hail
$102,137
Score: 44.8
Coastal Flooding
$47,848
Score: 28.2
Strong Wind
$26,572
Score: 14.0
Earthquake
$13,630
Score: 5.3
Drought
$1,798
Score: 21.1
Landslide
$51
Score: 15.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 90.6
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 63.4
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 66.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 60.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

FountainebleauHialeahHialeah GardensMedleyMiami Springs

Zip Codes in Doral

3312233126331663317233178