Climate Risk Summary

Newport, DE Risk Profile

The primary drivers of climate-related financial risk in Newport, DE are Inland Flooding, Earthquake, and Cold Wave. This area also faces an unusually high intensity for Winter Weather and Coastal Flooding compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Newport.

Primary Risks

Inland Flooding

$248,806

Expected Annual Loss for Newport

86.1Score

Relatively High compared to US average

Newport
Minimal Estimated LossMax Estimated Loss

Earthquake

$26,569

Expected Annual Loss for Newport

77.4Score

Relatively Low compared to US average

Newport
Minimal Estimated LossMax Estimated Loss

Cold Wave

$16,122

Expected Annual Loss for Newport

63.7Score

Relatively Moderate compared to US average

Newport
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$248,806
Score: 86.1
MAJOR DRIVER
Earthquake
$26,569
Score: 77.4
MAJOR DRIVER
Cold Wave
$16,122
Score: 63.7
Heat Wave
$10,862
Score: 63.9
Tornado
$8,978
Score: 45.0
Hurricane
$8,561
Score: 67.5
UNUSUALLY HIGH
Winter Weather
$3,673
Score: 92.5
Strong Wind
$2,573
Score: 44.6
Lightning
$1,269
Score: 35.5
Ice Storm
$1,244
Score: 59.0
UNUSUALLY HIGH
Coastal Flooding
$1,209
Score: 84.8
Wildfire
$180
Score: 66.7
Hail
$38
Score: 5.1
Landslide
$1
Score: 59.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 86.1
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.4
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.7
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 63.9
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 67.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 92.5
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 59.0
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.8
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 66.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 59.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Newport