Climate Risk Summary

Greenville, DE Risk Profile

The primary drivers of climate-related financial risk in Greenville, DE are Inland Flooding, Earthquake, and Hurricane. This area also faces an unusually high intensity for Winter Weather and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Greenville.

Primary Risks

Inland Flooding

$1,043,999

Expected Annual Loss for Greenville

87.1Score

Relatively High compared to US average

Greenville
Minimal Estimated LossMax Estimated Loss

Earthquake

$76,575

Expected Annual Loss for Greenville

73.5Score

Relatively Low compared to US average

Greenville
Minimal Estimated LossMax Estimated Loss

Hurricane

$63,388

Expected Annual Loss for Greenville

75.0Score

Relatively Moderate compared to US average

Greenville
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,043,999
Score: 87.1
MAJOR DRIVER
Earthquake
$76,575
Score: 73.5
MAJOR DRIVER
Hurricane
$63,388
Score: 75.0
Tornado
$42,429
Score: 47.5
Cold Wave
$42,931
Score: 51.7
Heat Wave
$28,925
Score: 48.3
Strong Wind
$15,628
Score: 54.4
UNUSUALLY HIGH
Winter Weather
$13,018
Score: 90.2
Ice Storm
$6,476
Score: 65.3
Lightning
$4,103
Score: 29.5
Hail
$2,349
Score: 27.5
Drought
$1,546
Score: 22.2
UNUSUALLY HIGH
Landslide
$1,171
Score: 90.7
Wildfire
$225
Score: 42.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 87.1
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 73.5
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 75.0
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 54.4
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.2
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 65.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 90.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Greenville