Climate Risk Summary

Weldon, CA Risk Profile

The primary drivers of climate-related financial risk in Weldon, CA are Inland Flooding, Wildfire, and Earthquake. This area also faces an unusually high intensity for Heat Wave, Landslide, and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Weldon.

Primary Risks

Inland Flooding

$503,541

Expected Annual Loss for Weldon

95.5Score

Relatively High compared to US average

Weldon
Minimal Estimated LossMax Estimated Loss

Wildfire

$466,435

Expected Annual Loss for Weldon

99.5Score

Very High compared to US average

Weldon (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Earthquake

$171,948

Expected Annual Loss for Weldon

88.7Score

Relatively High compared to US average

Weldon
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$503,541
Score: 95.5
MAJOR DRIVER
Wildfire
$466,435
Score: 99.5
MAJOR DRIVER
Earthquake
$171,948
Score: 88.7
UNUSUALLY HIGH
Heat Wave
$61,351
Score: 93.9
UNUSUALLY HIGH
Landslide
$8,840
Score: 99.2
UNUSUALLY HIGH
Winter Weather
$3,483
Score: 89.0
Lightning
$1,623
Score: 36.4
Hail
$1,275
Score: 45.8
Strong Wind
$761
Score: 18.0
Drought
$181
Score: 78.6
Avalanche
$107
Score: 34.8
Tornado
$64
Score: 1.7
Volcanic Activity
$1
Score: 77.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 95.5
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 99.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.7
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 93.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 99.2
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.0
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.6
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 77.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Weldon

Climate Risk Analysis for Weldon, CA