Climate Risk Summary

Wasco, CA Risk Profile

The primary drivers of climate-related financial risk in Wasco, CA are Earthquake, Inland Flooding, and Heat Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Wasco.

Primary Risks

Earthquake

$2,904,434

Expected Annual Loss for Wasco

86.7Score

Relatively High compared to US average

Wasco

Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,331,272

Expected Annual Loss for Wasco

18.6Score

Relatively Low compared to US average

Wasco

Minimal Estimated LossMax Estimated Loss

Heat Wave

$1,061,400

Expected Annual Loss for Wasco

92.0Score

Relatively High compared to US average

Wasco

Minimal Estimated LossMax Estimated Loss

City Boundary

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Earthquake

$2,904,434

Score: 86.7

MAJOR DRIVER

Inland Flooding

$1,331,272

Score: 18.6

MAJOR DRIVER

Heat Wave

$1,061,400

Score: 92.0

Lightning

$12,690

Score: 16.8

Wildfire

$7,839

Score: 50.4

Tornado

$4,763

Score: 3.0

Hail

$4,378

Score: 20.6

Strong Wind

$3,862

Score: 8.7

Drought

$2,467

Score: 72.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 86.7

☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 92.0

🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 50.4

🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0 - Dec 2025)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Bakersfield Buttonwillow Delano Earlimart McFarland

Zip Codes in Wasco

93280