Climate Risk Summary

Nikolaevsk, AK Risk Profile

The primary drivers of climate-related financial risk in Nikolaevsk, AK are Earthquake, Tsunami, and Wildfire. This area also faces an unusually high intensity for Winter Weather, Landslide, and Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Nikolaevsk.

Primary Risks

Earthquake

$2,072,785

Expected Annual Loss for Nikolaevsk

99.8Score

Very High compared to US average

Nikolaevsk (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Tsunami

$334,109

Expected Annual Loss for Nikolaevsk

94.3Score

Relatively Moderate compared to US average

Nikolaevsk
Minimal Estimated LossMax Estimated Loss

Wildfire

$152,262

Expected Annual Loss for Nikolaevsk

98.5Score

Relatively High compared to US average

Nikolaevsk
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$2,072,785
Score: 99.8
MAJOR DRIVER
Tsunami
$334,109
Score: 94.3
MAJOR DRIVER
Wildfire
$152,262
Score: 98.5
Inland Flooding
$116,014
Score: 45.4
UNUSUALLY HIGH
Winter Weather
$12,380
Score: 98.7
Cold Wave
$2,271
Score: 24.5
UNUSUALLY HIGH
Landslide
$1,534
Score: 97.2
Lightning
$589
Score: 16.9
Ice Storm
$487
Score: 30.0
Coastal Flooding
$122
Score: 76.7
UNUSUALLY HIGH
Volcanic Activity
$65
Score: 97.1
Hail
$53
Score: 6.5
Tornado
$0
Score: 0.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.8
🏠Low Investment

Tsunami Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.3
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 98.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 98.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 97.2
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.7
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 97.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Diamond RidgeFox RiverHomerKalifornskyKenai

Zip Codes in Nikolaevsk

99556