Climate Risk Summary

Kalifornsky, AK Risk Profile

The primary drivers of climate-related financial risk in Kalifornsky, AK are Earthquake, Wildfire, and Inland Flooding. This area also faces an unusually high intensity for Winter Weather and Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Kalifornsky.

Primary Risks

Earthquake

$8,027,775

Expected Annual Loss for Kalifornsky

99.7Score

Very High compared to US average

Kalifornsky (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Wildfire

$937,058

Expected Annual Loss for Kalifornsky

98.7Score

Very High compared to US average

Kalifornsky
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$491,283

Expected Annual Loss for Kalifornsky

40.0Score

Relatively Low compared to US average

Kalifornsky
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$8,027,775
Score: 99.7
MAJOR DRIVER
Wildfire
$937,058
Score: 98.7
MAJOR DRIVER
Inland Flooding
$491,283
Score: 40.0
UNUSUALLY HIGH
Winter Weather
$52,055
Score: 98.3
Cold Wave
$10,716
Score: 24.5
Lightning
$4,368
Score: 24.4
Ice Storm
$2,299
Score: 29.9
Hail
$407
Score: 11.3
Coastal Flooding
$275
Score: 74.8
UNUSUALLY HIGH
Volcanic Activity
$261
Score: 97.0
Landslide
$111
Score: 73.1
Tornado
$0
Score: 0.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 98.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 98.3
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 74.8
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 97.0
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 73.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Kalifornsky