Climate Risk Summary

Worland, WY Risk Profile

The primary drivers of climate-related financial risk in Worland, WY are Inland Flooding, Earthquake, and Cold Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Worland.

Primary Risks

Inland Flooding

$1,306,667

Expected Annual Loss for Worland

89.5Score

Relatively High compared to US average

Worland
Minimal Estimated LossMax Estimated Loss

Earthquake

$212,624

Expected Annual Loss for Worland

81.8Score

Relatively Moderate compared to US average

Worland
Minimal Estimated LossMax Estimated Loss

Cold Wave

$100,163

Expected Annual Loss for Worland

71.1Score

Relatively Moderate compared to US average

Worland
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,306,667
Score: 89.5
MAJOR DRIVER
Earthquake
$212,624
Score: 81.8
MAJOR DRIVER
Cold Wave
$100,163
Score: 71.1
Tornado
$30,015
Score: 39.5
Lightning
$16,632
Score: 66.9
Strong Wind
$7,525
Score: 33.4
Winter Weather
$7,168
Score: 78.1
Hail
$5,385
Score: 47.9
Heat Wave
$2,387
Score: 3.8
Ice Storm
$724
Score: 10.5
Wildfire
$22
Score: 27.2
Volcanic Activity
$1
Score: 50.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 89.5
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.8
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.1
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 66.9
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 78.1
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Worland