Climate Risk Summary

Salem, UT Risk Profile

The primary drivers of climate-related financial risk in Salem, UT are Earthquake, Inland Flooding, and Wildfire. This area also faces an unusually high intensity for Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Salem.

Primary Risks

Earthquake

$2,571,003

Expected Annual Loss for Salem

89.5Score

Relatively High compared to US average

Salem
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$747,132

Expected Annual Loss for Salem

15.1Score

Relatively Low compared to US average

Salem
Minimal Estimated LossMax Estimated Loss

Wildfire

$271,608

Expected Annual Loss for Salem

93.6Score

Relatively Moderate compared to US average

Salem
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$2,571,003
Score: 89.5
MAJOR DRIVER
Inland Flooding
$747,132
Score: 15.1
MAJOR DRIVER
Wildfire
$271,608
Score: 93.6
Heat Wave
$98,157
Score: 43.1
Lightning
$84,481
Score: 76.7
Tornado
$35,245
Score: 24.4
Strong Wind
$23,014
Score: 30.1
UNUSUALLY HIGH
Drought
$16,582
Score: 84.3
Cold Wave
$13,601
Score: 20.2
Winter Weather
$10,642
Score: 56.6
Hail
$2,554
Score: 19.5
Ice Storm
$1,943
Score: 7.6
Volcanic Activity
$2
Score: 49.4
Landslide
$0
Score: 20.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.5
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 93.6
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.7
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.3
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Salem