Climate Risk Summary

Lindon, UT Risk Profile

The primary drivers of climate-related financial risk in Lindon, UT are Earthquake, Inland Flooding, and Heat Wave. This area also faces an unusually high intensity for Wildfire compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Lindon.

Primary Risks

Earthquake

$2,331,325

Expected Annual Loss for Lindon

79.2Score

Relatively High compared to US average

Lindon
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,510,909

Expected Annual Loss for Lindon

28.9Score

Relatively Low compared to US average

Lindon
Minimal Estimated LossMax Estimated Loss

Heat Wave

$142,587

Expected Annual Loss for Lindon

46.8Score

Relatively Low compared to US average

Lindon
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$2,331,325
Score: 79.2
MAJOR DRIVER
Inland Flooding
$1,510,909
Score: 28.9
MAJOR DRIVER
Heat Wave
$142,587
Score: 46.8
Lightning
$121,778
Score: 79.7
UNUSUALLY HIGH
Wildfire
$140,294
Score: 80.6
Strong Wind
$50,991
Score: 42.2
Tornado
$46,183
Score: 24.0
Cold Wave
$19,475
Score: 20.5
Winter Weather
$15,862
Score: 59.8
Hail
$3,852
Score: 21.0
Ice Storm
$3,349
Score: 11.3
Drought
$1,863
Score: 28.1
Volcanic Activity
$3
Score: 51.6
Landslide
$3
Score: 23.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 79.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 79.7
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 80.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 59.8
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

AlpineAmerican ForkCedar HillsHighlandOrem

Zip Codes in Lindon

84003840428406284604