Climate Risk Summary

Greeley County unified government (balance), KS Risk Profile

The primary drivers of climate-related financial risk in Greeley County unified government (balance), KS are Hail, Drought, and Inland Flooding. This area also faces an unusually high intensity for Cold Wave, Strong Wind, and Winter Weather compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Greeley County unified government (balance).

Primary Risks

Hail

$452,158

Expected Annual Loss for Greeley County unified government (balance)

99.6Score

Very High compared to US average

Greeley County unified government (balance) (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Drought

$445,420

Expected Annual Loss for Greeley County unified government (balance)

99.1Score

Relatively High compared to US average

Greeley County unified government (balance)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$178,937

Expected Annual Loss for Greeley County unified government (balance)

18.3Score

Relatively Low compared to US average

Greeley County unified government (balance)
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Hail
$452,158
Score: 99.6
MAJOR DRIVER
Drought
$445,420
Score: 99.1
MAJOR DRIVER
Inland Flooding
$178,937
Score: 18.3
UNUSUALLY HIGH
Cold Wave
$175,783
Score: 89.1
Tornado
$84,239
Score: 65.5
UNUSUALLY HIGH
Strong Wind
$46,078
Score: 86.6
UNUSUALLY HIGH
Winter Weather
$16,546
Score: 95.3
Lightning
$11,648
Score: 66.2
Earthquake
$7,940
Score: 32.4
Wildfire
$1,417
Score: 74.1
Ice Storm
$507
Score: 10.2
Heat Wave
$492
Score: 2.2
Landslide
$1
Score: 45.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 99.6
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.1
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.1
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 65.5
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 86.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 66.2
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 74.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

LamarGarden CityGoodlandJohnson CityLeoti

Zip Codes in Greeley County unified government (balance)