Climate Risk Summary

Eagle, CO Risk Profile

The primary drivers of climate-related financial risk in Eagle, CO are Avalanche, Inland Flooding, and Lightning. This area also faces an unusually high intensity for Wildfire, Winter Weather, Landslide, and Drought compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Eagle.

Primary Risks

Avalanche

$4,269,613

Expected Annual Loss for Eagle

95.6Score

Relatively High compared to US average

Eagle
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$3,107,861

Expected Annual Loss for Eagle

99.3Score

Very High compared to US average

Eagle (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Lightning

$129,536

Expected Annual Loss for Eagle

99.6Score

Very High compared to US average

Eagle (OUTLIER)
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Avalanche
$4,269,613
Score: 95.6
MAJOR DRIVER
Inland Flooding
$3,107,861
Score: 99.3
MAJOR DRIVER
Lightning
$129,536
Score: 99.6
Earthquake
$29,274
Score: 56.6
UNUSUALLY HIGH
Wildfire
$11,446
Score: 86.5
Tornado
$8,676
Score: 25.0
Strong Wind
$7,911
Score: 38.4
UNUSUALLY HIGH
Winter Weather
$7,764
Score: 82.9
Hail
$3,329
Score: 42.4
UNUSUALLY HIGH
Landslide
$3,227
Score: 96.3
Ice Storm
$3,172
Score: 47.1
UNUSUALLY HIGH
Drought
$1,441
Score: 81.7
Cold Wave
$14
Score: 15.7
Volcanic Activity
$1
Score: 70.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Avalanche Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.6
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 99.3
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.6
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 86.5
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 96.3
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 81.7
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 70.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AspenAvonBasaltEdwardsEl Jebel

Zip Codes in Eagle

81631