Climate Risk Summary

Weirton, WV Risk Profile

The primary drivers of climate-related financial risk in Weirton, WV are Inland Flooding, Tornado, and Hail. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Weirton.

Primary Risks

Inland Flooding

$7,252,332

Expected Annual Loss for Weirton

78.5Score

Very High compared to US average

Weirton
Minimal Estimated LossMax Estimated Loss

Tornado

$183,075

Expected Annual Loss for Weirton

40.4Score

Relatively Low compared to US average

Weirton
Minimal Estimated LossMax Estimated Loss

Hail

$158,157

Expected Annual Loss for Weirton

75.3Score

Relatively Moderate compared to US average

Weirton
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$7,252,332
Score: 78.5
MAJOR DRIVER
Tornado
$183,075
Score: 40.4
MAJOR DRIVER
Hail
$158,157
Score: 75.3
Strong Wind
$148,183
Score: 65.8
Lightning
$125,074
Score: 75.0
Earthquake
$66,789
Score: 31.7
Heat Wave
$68,950
Score: 19.7
Hurricane
$55,260
Score: 52.8
Ice Storm
$26,091
Score: 52.3
Cold Wave
$18,921
Score: 19.7
Winter Weather
$5,757
Score: 34.6
Wildfire
$1,530
Score: 52.8
UNUSUALLY HIGH
Landslide
$754
Score: 81.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 78.5
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 75.3
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 65.8
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 75.0
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 52.8
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 52.3
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 52.8
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 81.3

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Weirton