Climate Risk Summary

Beaver Falls, PA Risk Profile

The primary drivers of climate-related financial risk in Beaver Falls, PA are Inland Flooding, Tornado, and Strong Wind.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Beaver Falls.

Primary Risks

Inland Flooding

$1,742,439

Expected Annual Loss for Beaver Falls

52.0Score

Relatively High compared to US average

Beaver Falls
Minimal Estimated LossMax Estimated Loss

Tornado

$78,438

Expected Annual Loss for Beaver Falls

37.1Score

Relatively Low compared to US average

Beaver Falls
Minimal Estimated LossMax Estimated Loss

Strong Wind

$63,825

Expected Annual Loss for Beaver Falls

60.9Score

Relatively Moderate compared to US average

Beaver Falls
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,742,439
Score: 52.0
MAJOR DRIVER
Tornado
$78,438
Score: 37.1
MAJOR DRIVER
Strong Wind
$63,825
Score: 60.9
Lightning
$34,308
Score: 54.3
Hail
$32,265
Score: 60.2
Earthquake
$19,075
Score: 22.6
Heat Wave
$16,408
Score: 7.8
Cold Wave
$9,385
Score: 19.5
Ice Storm
$7,852
Score: 37.5
Hurricane
$4,965
Score: 39.4
Winter Weather
$1,868
Score: 27.9
Wildfire
$185
Score: 34.3
Landslide
$18
Score: 48.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 52.0
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 60.9
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 54.3
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 60.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BeaverBig BeaverBridgewaterFallstonKoppel

Zip Codes in Beaver Falls

15010