Climate Risk Summary

Little Chute, WI Risk Profile

The primary drivers of climate-related financial risk in Little Chute, WI are Inland Flooding, Cold Wave, and Tornado. This area also faces an unusually high intensity for Hail compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Little Chute.

Primary Risks

Inland Flooding

$1,049,361

Expected Annual Loss for Little Chute

22.2Score

Relatively Low compared to US average

Little Chute
Minimal Estimated LossMax Estimated Loss

Cold Wave

$1,014,854

Expected Annual Loss for Little Chute

87.6Score

Relatively High compared to US average

Little Chute
Minimal Estimated LossMax Estimated Loss

Tornado

$465,617

Expected Annual Loss for Little Chute

63.9Score

Relatively High compared to US average

Little Chute
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,049,361
Score: 22.2
MAJOR DRIVER
Cold Wave
$1,014,854
Score: 87.6
MAJOR DRIVER
Tornado
$465,617
Score: 63.9
UNUSUALLY HIGH
Hail
$170,833
Score: 80.7
Lightning
$99,944
Score: 76.5
Strong Wind
$74,807
Score: 55.1
Heat Wave
$77,174
Score: 30.9
Winter Weather
$15,175
Score: 61.2
Ice Storm
$10,825
Score: 36.6
Earthquake
$7,869
Score: 10.5
Hurricane
$275
Score: 18.5
Wildfire
$148
Score: 30.1
Landslide
$4
Score: 34.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.6
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 63.9
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 80.7
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 76.5
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 55.1
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AppletonCombined LocksFox CrossingHarrisonKaukauna

Zip Codes in Little Chute

54130541405491154913