Climate Risk Summary

Yakima, WA Risk Profile

The primary drivers of climate-related financial risk in Yakima, WA are Inland Flooding, Earthquake, and Cold Wave. This area also faces an unusually high intensity for Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Yakima.

Primary Risks

Inland Flooding

$8,322,047

Expected Annual Loss for Yakima

41.8Score

Relatively High compared to US average

Yakima
Minimal Estimated LossMax Estimated Loss

Earthquake

$7,390,247

Expected Annual Loss for Yakima

83.7Score

Relatively High compared to US average

Yakima
Minimal Estimated LossMax Estimated Loss

Cold Wave

$4,008,250

Expected Annual Loss for Yakima

86.3Score

Relatively High compared to US average

Yakima
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$8,322,047
Score: 41.8
MAJOR DRIVER
Earthquake
$7,390,247
Score: 83.7
MAJOR DRIVER
Cold Wave
$4,008,250
Score: 86.3
Heat Wave
$1,152,884
Score: 69.9
Wildfire
$470,971
Score: 48.6
Strong Wind
$147,423
Score: 35.2
Lightning
$134,091
Score: 41.7
Winter Weather
$70,563
Score: 63.3
Tornado
$49,584
Score: 7.8
Ice Storm
$27,095
Score: 24.2
Hail
$21,827
Score: 23.1
UNUSUALLY HIGH
Volcanic Activity
$2,657
Score: 95.2
Landslide
$387
Score: 22.8
Drought
$92
Score: 22.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.7
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 86.3
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 69.9
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.3
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 95.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AhtanumGleedMoxeeSelahSummitview

Zip Codes in Yakima

9890198902989039890898942