Climate Risk Summary

Midland, WA Risk Profile

The primary drivers of climate-related financial risk in Midland, WA are Earthquake, Inland Flooding, and Heat Wave. This area also faces an unusually high intensity for Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Midland.

Primary Risks

Earthquake

$2,428,687

Expected Annual Loss for Midland

89.9Score

Relatively High compared to US average

Midland
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$742,080

Expected Annual Loss for Midland

15.9Score

Relatively Low compared to US average

Midland
Minimal Estimated LossMax Estimated Loss

Heat Wave

$132,335

Expected Annual Loss for Midland

57.1Score

Relatively Moderate compared to US average

Midland
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$2,428,687
Score: 89.9
MAJOR DRIVER
Inland Flooding
$742,080
Score: 15.9
MAJOR DRIVER
Heat Wave
$132,335
Score: 57.1
Lightning
$14,466
Score: 29.2
Tornado
$10,674
Score: 9.3
Ice Storm
$6,781
Score: 32.0
Strong Wind
$4,116
Score: 11.8
Winter Weather
$2,937
Score: 33.0
Hail
$553
Score: 5.0
Wildfire
$474
Score: 45.3
UNUSUALLY HIGH
Volcanic Activity
$238
Score: 90.5
Landslide
$0
Score: 16.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 89.9
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 57.1
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.5

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Clover CreekFredericksonLakewoodParklandSpanaway

Zip Codes in Midland

984049844498445
Climate Risk Analysis for Midland, WA