Climate Risk Summary

McMillin, WA Risk Profile

The primary drivers of climate-related financial risk in McMillin, WA are Inland Flooding, Earthquake, and Volcanic Activity.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in McMillin.

Primary Risks

Inland Flooding

$762,197

Expected Annual Loss for McMillin

59.1Score

Relatively High compared to US average

McMillin
Minimal Estimated LossMax Estimated Loss

Earthquake

$481,445

Expected Annual Loss for McMillin

87.3Score

Relatively High compared to US average

McMillin
Minimal Estimated LossMax Estimated Loss

Volcanic Activity

$117,258

Expected Annual Loss for McMillin

99.1Score

Relatively High compared to US average

McMillin (OUTLIER)
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$762,197
Score: 59.1
MAJOR DRIVER
Earthquake
$481,445
Score: 87.3
MAJOR DRIVER
Volcanic Activity
$117,258
Score: 99.1
Heat Wave
$40,790
Score: 59.1
Cold Wave
$15,675
Score: 23.9
Lightning
$4,446
Score: 30.6
Tornado
$3,363
Score: 10.2
Ice Storm
$2,148
Score: 34.3
Strong Wind
$1,426
Score: 13.0
Winter Weather
$948
Score: 34.9
Hail
$191
Score: 6.3
Wildfire
$139
Score: 43.5
Landslide
$10
Score: 45.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 59.1
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.3
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.1
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 59.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in McMillin