Climate Risk Summary

Lewiston, ID Risk Profile

The primary drivers of climate-related financial risk in Lewiston, ID are Inland Flooding, Wildfire, and Heat Wave.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Lewiston.

Primary Risks

Inland Flooding

$6,188,771

Expected Annual Loss for Lewiston

51.6Score

Very High compared to US average

Lewiston
Minimal Estimated LossMax Estimated Loss

Wildfire

$856,671

Expected Annual Loss for Lewiston

85.6Score

Relatively High compared to US average

Lewiston
Minimal Estimated LossMax Estimated Loss

Heat Wave

$517,002

Expected Annual Loss for Lewiston

68.6Score

Relatively Moderate compared to US average

Lewiston
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$6,188,771
Score: 51.6
MAJOR DRIVER
Wildfire
$856,671
Score: 85.6
MAJOR DRIVER
Heat Wave
$517,002
Score: 68.6
Cold Wave
$217,328
Score: 37.4
Earthquake
$139,374
Score: 34.8
Strong Wind
$60,405
Score: 31.4
Tornado
$41,798
Score: 13.7
Lightning
$30,553
Score: 23.9
Hail
$19,312
Score: 33.2
Winter Weather
$3,728
Score: 24.4
Ice Storm
$3,727
Score: 5.7
Landslide
$279
Score: 33.1
Drought
$250
Score: 52.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 51.6
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 85.6
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 68.6
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.2

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Lewiston