Climate Risk Summary

Five Corners, WA Risk Profile

The primary drivers of climate-related financial risk in Five Corners, WA are Inland Flooding, Earthquake, and Cold Wave. This area also faces an unusually high intensity for Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Five Corners.

Primary Risks

Inland Flooding

$2,229,274

Expected Annual Loss for Five Corners

46.7Score

Relatively Moderate compared to US average

Five Corners
Minimal Estimated LossMax Estimated Loss

Earthquake

$1,276,802

Expected Annual Loss for Five Corners

83.0Score

Relatively Moderate compared to US average

Five Corners
Minimal Estimated LossMax Estimated Loss

Cold Wave

$784,054

Expected Annual Loss for Five Corners

82.1Score

Relatively High compared to US average

Five Corners
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$2,229,274
Score: 46.7
MAJOR DRIVER
Earthquake
$1,276,802
Score: 83.0
MAJOR DRIVER
Cold Wave
$784,054
Score: 82.1
Heat Wave
$376,363
Score: 77.1
Strong Wind
$62,651
Score: 47.4
Ice Storm
$50,230
Score: 74.4
Lightning
$39,420
Score: 45.0
Tornado
$27,658
Score: 16.9
Winter Weather
$7,642
Score: 43.4
Hail
$4,026
Score: 21.5
UNUSUALLY HIGH
Volcanic Activity
$533
Score: 94.0
Wildfire
$491
Score: 41.0
Landslide
$2
Score: 27.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 83.0
🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 82.1
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 77.1
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 74.4
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Five Corners