Climate Risk Summary

Fife Heights, WA Risk Profile

The primary drivers of climate-related financial risk in Fife Heights, WA are Earthquake, Inland Flooding, and Volcanic Activity. This area also faces an unusually high intensity for Coastal Flooding and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fife Heights.

Primary Risks

Earthquake

$2,851,245

Expected Annual Loss for Fife Heights

99.8Score

Very High compared to US average

Fife Heights (OUTLIER)
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$426,983

Expected Annual Loss for Fife Heights

89.3Score

Relatively High compared to US average

Fife Heights
Minimal Estimated LossMax Estimated Loss

Volcanic Activity

$92,452

Expected Annual Loss for Fife Heights

99.6Score

Relatively High compared to US average

Fife Heights (OUTLIER)
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$2,851,245
Score: 99.8
MAJOR DRIVER
Inland Flooding
$426,983
Score: 89.3
MAJOR DRIVER
Volcanic Activity
$92,452
Score: 99.6
Heat Wave
$16,372
Score: 63.8
UNUSUALLY HIGH
Coastal Flooding
$3,359
Score: 87.3
Lightning
$2,014
Score: 36.7
Tornado
$1,838
Score: 16.2
Strong Wind
$1,814
Score: 26.9
Ice Storm
$1,307
Score: 48.9
Winter Weather
$409
Score: 38.2
Wildfire
$361
Score: 69.3
Hail
$240
Score: 19.9
Tsunami
$219
Score: 28.5
UNUSUALLY HIGH
Landslide
$37
Score: 82.7
Drought
$0
Score: 67.8

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.8
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 89.3
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 99.6
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 63.8
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 87.3
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 69.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 82.7
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.8

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Fife Heights