Climate Risk Summary

Fairchild AFB, WA Risk Profile

The primary drivers of climate-related financial risk in Fairchild AFB, WA are Inland Flooding, Cold Wave, and Earthquake. This area also faces an unusually high intensity for Wildfire compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Fairchild AFB.

Primary Risks

Inland Flooding

$305,628

Expected Annual Loss for Fairchild AFB

9.2Score

Very Low compared to US average

Fairchild AFB
Minimal Estimated LossMax Estimated Loss

Cold Wave

$99,878

Expected Annual Loss for Fairchild AFB

57.2Score

Relatively Moderate compared to US average

Fairchild AFB
Minimal Estimated LossMax Estimated Loss

Earthquake

$34,811

Expected Annual Loss for Fairchild AFB

44.3Score

Relatively Low compared to US average

Fairchild AFB
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$305,628
Score: 9.2
MAJOR DRIVER
Cold Wave
$99,878
Score: 57.2
MAJOR DRIVER
Earthquake
$34,811
Score: 44.3
Heat Wave
$34,599
Score: 33.4
Strong Wind
$15,448
Score: 37.4
Ice Storm
$14,314
Score: 68.5
UNUSUALLY HIGH
Wildfire
$14,190
Score: 83.6
Tornado
$7,518
Score: 12.3
Hail
$2,165
Score: 26.2
Winter Weather
$2,139
Score: 38.1
Lightning
$1,822
Score: 7.9
Drought
$0
Score: 67.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.2
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 68.5
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 83.6
🏠Low Investment

Drought Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Fairchild AFB