Climate Risk Summary

Enumclaw, WA Risk Profile

The primary drivers of climate-related financial risk in Enumclaw, WA are Earthquake, Inland Flooding, and Heat Wave. This area also faces an unusually high intensity for Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Enumclaw.

Primary Risks

Earthquake

$4,457,631

Expected Annual Loss for Enumclaw

94.5Score

Very High compared to US average

Enumclaw
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$1,458,097

Expected Annual Loss for Enumclaw

54.9Score

Relatively Moderate compared to US average

Enumclaw
Minimal Estimated LossMax Estimated Loss

Heat Wave

$79,681

Expected Annual Loss for Enumclaw

47.7Score

Relatively Moderate compared to US average

Enumclaw
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$4,457,631
Score: 94.5
MAJOR DRIVER
Inland Flooding
$1,458,097
Score: 54.9
MAJOR DRIVER
Heat Wave
$79,681
Score: 47.7
Cold Wave
$17,228
Score: 22.8
Tornado
$15,026
Score: 16.8
Ice Storm
$8,610
Score: 44.0
Winter Weather
$4,532
Score: 45.4
Lightning
$2,594
Score: 7.8
UNUSUALLY HIGH
Volcanic Activity
$2,869
Score: 96.4
Strong Wind
$213
Score: 1.4
Wildfire
$144
Score: 35.3
Hail
$117
Score: 1.3
Landslide
$18
Score: 46.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.5
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 54.9
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 96.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Enumclaw