Climate Risk Summary

Edmonds, WA Risk Profile

The primary drivers of climate-related financial risk in Edmonds, WA are Earthquake, Inland Flooding, and Heat Wave. This area also faces an unusually high intensity for Ice Storm and Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Edmonds.

Primary Risks

Earthquake

$19,240,759

Expected Annual Loss for Edmonds

94.2Score

Very High compared to US average

Edmonds
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$3,857,182

Expected Annual Loss for Edmonds

27.5Score

Relatively Moderate compared to US average

Edmonds
Minimal Estimated LossMax Estimated Loss

Heat Wave

$569,054

Expected Annual Loss for Edmonds

60.5Score

Relatively Moderate compared to US average

Edmonds
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$19,240,759
Score: 94.2
MAJOR DRIVER
Inland Flooding
$3,857,182
Score: 27.5
MAJOR DRIVER
Heat Wave
$569,054
Score: 60.5
UNUSUALLY HIGH
Ice Storm
$196,719
Score: 81.9
Tornado
$68,643
Score: 15.9
Lightning
$61,377
Score: 31.5
UNUSUALLY HIGH
Landslide
$45,382
Score: 90.6
Winter Weather
$37,604
Score: 57.4
Coastal Flooding
$44,638
Score: 26.5
Strong Wind
$3,470
Score: 4.6
Wildfire
$3,300
Score: 49.6
Hail
$2,553
Score: 6.5
Volcanic Activity
$63
Score: 56.1

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 94.2
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 60.5
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 81.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 90.6
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 57.4
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 56.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Edmonds

Climate Risk Analysis for Edmonds, WA