Climate Risk Summary

Chico, WA Risk Profile

The primary drivers of climate-related financial risk in Chico, WA are Earthquake, Inland Flooding, and Coastal Flooding. This area also faces an unusually high intensity for Landslide compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Chico.

Primary Risks

Earthquake

$525,530

Expected Annual Loss for Chico

90.2Score

Relatively High compared to US average

Chico
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$230,338

Expected Annual Loss for Chico

31.1Score

Relatively Low compared to US average

Chico
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$37,002

Expected Annual Loss for Chico

93.7Score

Relatively Moderate compared to US average

Chico
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$525,530
Score: 90.2
MAJOR DRIVER
Inland Flooding
$230,338
Score: 31.1
MAJOR DRIVER
Coastal Flooding
$37,002
Score: 93.7
Heat Wave
$24,420
Score: 53.6
UNUSUALLY HIGH
Landslide
$13,284
Score: 98.8
Tsunami
$3,748
Score: 44.0
Tornado
$2,663
Score: 11.3
Lightning
$2,149
Score: 22.3
Winter Weather
$664
Score: 34.4
Ice Storm
$617
Score: 14.1
Strong Wind
$505
Score: 9.1
Wildfire
$216
Score: 56.1
Hail
$91
Score: 3.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 90.2
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 93.7
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 53.6
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 98.8
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 56.1

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Bangor BaseBremertonErlands PointKitsap LakeRocky Point

Zip Codes in Chico

9831298383