Climate Risk Summary

Anderson Island, WA Risk Profile

The primary drivers of climate-related financial risk in Anderson Island, WA are Earthquake, Inland Flooding, and Coastal Flooding. This area also faces an unusually high intensity for Heat Wave, Landslide, and Volcanic Activity compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Anderson Island.

Primary Risks

Earthquake

$423,981

Expected Annual Loss for Anderson Island

97.4Score

Very High compared to US average

Anderson Island
Minimal Estimated LossMax Estimated Loss

Inland Flooding

$159,799

Expected Annual Loss for Anderson Island

76.1Score

Relatively Moderate compared to US average

Anderson Island
Minimal Estimated LossMax Estimated Loss

Coastal Flooding

$27,665

Expected Annual Loss for Anderson Island

96.6Score

Relatively High compared to US average

Anderson Island
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Earthquake
$423,981
Score: 97.4
MAJOR DRIVER
Inland Flooding
$159,799
Score: 76.1
MAJOR DRIVER
Coastal Flooding
$27,665
Score: 96.6
UNUSUALLY HIGH
Heat Wave
$17,513
Score: 81.1
Tsunami
$16,232
Score: 72.4
Tornado
$1,374
Score: 20.4
Lightning
$1,188
Score: 37.7
Ice Storm
$959
Score: 56.0
Strong Wind
$923
Score: 25.1
Wildfire
$675
Score: 78.3
Winter Weather
$392
Score: 48.9
UNUSUALLY HIGH
Landslide
$372
Score: 94.9
Hail
$81
Score: 14.0
UNUSUALLY HIGH
Volcanic Activity
$3
Score: 86.0

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 97.4
💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 76.1
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 96.6
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 81.1
🏠Low Investment

Tsunami Mitigation

General property maintenance and insurance review recommended.

Risk Score: 72.4
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 56.0
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 78.3
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 94.9
🏠Low Investment

Volcanic Activity Mitigation

General property maintenance and insurance review recommended.

Risk Score: 86.0

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Anderson Island