Climate Risk Summary

South Berwick, ME Risk Profile

The primary drivers of climate-related financial risk in South Berwick, ME are Inland Flooding, Hurricane, and Ice Storm.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in South Berwick.

Primary Risks

Inland Flooding

$506,703

Expected Annual Loss for South Berwick

18.0Score

Relatively Low compared to US average

South Berwick
Minimal Estimated LossMax Estimated Loss

Hurricane

$226,074

Expected Annual Loss for South Berwick

80.0Score

Relatively Moderate compared to US average

South Berwick
Minimal Estimated LossMax Estimated Loss

Ice Storm

$70,830

Expected Annual Loss for South Berwick

91.9Score

Relatively High compared to US average

South Berwick
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$506,703
Score: 18.0
MAJOR DRIVER
Hurricane
$226,074
Score: 80.0
MAJOR DRIVER
Ice Storm
$70,830
Score: 91.9
Earthquake
$54,131
Score: 50.4
Tornado
$27,542
Score: 28.3
Drought
$33,747
Score: 31.5
Cold Wave
$21,179
Score: 25.4
Strong Wind
$14,217
Score: 31.1
Lightning
$12,337
Score: 35.7
Heat Wave
$10,460
Score: 7.1
Winter Weather
$2,883
Score: 40.2
Hail
$2,822
Score: 26.9
Wildfire
$2,309
Score: 68.6
Coastal Flooding
$1,217
Score: 52.2
Landslide
$52
Score: 70.9

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 80.0
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 91.9
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.4
🔥Low Investment

Wildfire Mitigation

Create a 5ft 'non-combustible' zone around your home using gravel or pavers instead of mulch.

Risk Score: 68.6
🏠Low Investment

Coastal Flooding Mitigation

General property maintenance and insurance review recommended.

Risk Score: 52.2
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 70.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in South Berwick