Climate Risk Summary

Hudson Falls, NY Risk Profile

The primary drivers of climate-related financial risk in Hudson Falls, NY are Inland Flooding, Cold Wave, and Tornado. This area also faces an unusually high intensity for Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Hudson Falls.

Primary Risks

Inland Flooding

$726,568

Expected Annual Loss for Hudson Falls

13.3Score

Relatively Low compared to US average

Hudson Falls

Minimal Estimated LossMax Estimated Loss

Cold Wave

$244,717

Expected Annual Loss for Hudson Falls

61.8Score

Relatively Moderate compared to US average

Hudson Falls

Minimal Estimated LossMax Estimated Loss

Tornado

$111,376

Expected Annual Loss for Hudson Falls

40.2Score

Relatively Low compared to US average

Hudson Falls

Minimal Estimated LossMax Estimated Loss

City Boundary

Legend

Very Low

Low

Moderate

High

Very High

Extreme

Financial Risk Inventory

MAJOR DRIVER

Inland Flooding

$726,568

Score: 13.3

MAJOR DRIVER

Cold Wave

$244,717

Score: 61.8

MAJOR DRIVER

Tornado

$111,376

Score: 40.2

UNUSUALLY HIGH

Lightning

$107,209

Score: 84.3

Earthquake

$65,835

Score: 42.8

Hurricane

$50,187

Score: 55.6

Heat Wave

$33,664

Score: 15.1

Strong Wind

$32,194

Score: 37.9

Hail

$17,614

Score: 46.5

Ice Storm

$7,947

Score: 33.6

Winter Weather

$5,938

Score: 44.1

Wildfire

$350

Score: 39.5

Landslide

Score: 33.2

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.8

🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 84.3

🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 55.6

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Fort Edward Glens Falls Glens Falls North Lake George Schuylerville

Zip Codes in Hudson Falls

12839