Climate Risk Summary

Radford, VA Risk Profile

The primary drivers of climate-related financial risk in Radford, VA are Inland Flooding, Cold Wave, and Earthquake.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Radford.

Primary Risks

Inland Flooding

$1,592,824

Expected Annual Loss for Radford

29.3Score

Relatively Low compared to US average

Radford
Minimal Estimated LossMax Estimated Loss

Cold Wave

$388,671

Expected Annual Loss for Radford

66.4Score

Relatively Moderate compared to US average

Radford
Minimal Estimated LossMax Estimated Loss

Earthquake

$221,093

Expected Annual Loss for Radford

61.7Score

Relatively Low compared to US average

Radford
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$1,592,824
Score: 29.3
MAJOR DRIVER
Cold Wave
$388,671
Score: 66.4
MAJOR DRIVER
Earthquake
$221,093
Score: 61.7
Strong Wind
$181,646
Score: 76.5
Tornado
$49,568
Score: 25.3
Lightning
$49,248
Score: 51.9
Hail
$29,762
Score: 50.8
Winter Weather
$21,657
Score: 67.7
Hurricane
$13,649
Score: 44.0
Ice Storm
$4,298
Score: 14.1
Wildfire
$1,091
Score: 49.9
Landslide
$451
Score: 78.4

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Cold Wave Mitigation

General property maintenance and insurance review recommended.

Risk Score: 66.4
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 61.7
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 76.5
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 51.9
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 50.8
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.7
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 78.4

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

BelviewBlacksburgChristiansburgDublinFairlawn

Zip Codes in Radford

2414124142