Climate Risk Summary

North Springfield, VA Risk Profile

The primary drivers of climate-related financial risk in North Springfield, VA are Inland Flooding, Earthquake, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in North Springfield.

Primary Risks

Inland Flooding

$633,007

Expected Annual Loss for North Springfield

33.6Score

Relatively Low compared to US average

North Springfield
Minimal Estimated LossMax Estimated Loss

Earthquake

$132,419

Expected Annual Loss for North Springfield

67.1Score

Relatively Low compared to US average

North Springfield
Minimal Estimated LossMax Estimated Loss

Hurricane

$81,967

Expected Annual Loss for North Springfield

68.4Score

Relatively Low compared to US average

North Springfield
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$633,007
Score: 33.6
MAJOR DRIVER
Earthquake
$132,419
Score: 67.1
MAJOR DRIVER
Hurricane
$81,967
Score: 68.4
Heat Wave
$82,293
Score: 56.5
Cold Wave
$38,274
Score: 34.1
Strong Wind
$26,574
Score: 48.3
Lightning
$25,360
Score: 58.1
Hail
$17,755
Score: 56.7
Winter Weather
$11,449
Score: 71.7
Tornado
$10,472
Score: 16.3
Ice Storm
$2,880
Score: 24.7
Wildfire
$124
Score: 37.0
Landslide
$3
Score: 44.3

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 67.1
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 68.4
☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 56.5
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 58.1
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 56.7
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 71.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

AnnandaleKings ParkLincolniaRavensworthSpringfield

Zip Codes in North Springfield

22151