Climate Risk Summary

Manassas, VA Risk Profile

The primary drivers of climate-related financial risk in Manassas, VA are Inland Flooding, Heat Wave, and Strong Wind. This area also faces an unusually high intensity for Lightning compared to national averages.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Manassas.

Primary Risks

Inland Flooding

$4,114,763

Expected Annual Loss for Manassas

48.8Score

Relatively High compared to US average

Manassas
Minimal Estimated LossMax Estimated Loss

Heat Wave

$608,354

Expected Annual Loss for Manassas

74.4Score

Relatively High compared to US average

Manassas
Minimal Estimated LossMax Estimated Loss

Strong Wind

$581,022

Expected Annual Loss for Manassas

87.8Score

Relatively High compared to US average

Manassas
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$4,114,763
Score: 48.8
MAJOR DRIVER
Heat Wave
$608,354
Score: 74.4
MAJOR DRIVER
Strong Wind
$581,022
Score: 87.8
Tornado
$512,309
Score: 53.2
Earthquake
$422,626
Score: 63.4
Hurricane
$397,375
Score: 70.2
UNUSUALLY HIGH
Lightning
$311,019
Score: 88.1
Hail
$110,136
Score: 64.3
Cold Wave
$80,693
Score: 25.7
Winter Weather
$53,813
Score: 75.9
Ice Storm
$13,525
Score: 26.3
Wildfire
$326
Score: 30.3
Landslide
$2
Score: 25.6

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

☀️Low Investment

Heat Wave Mitigation

Ensure attic insulation is R-49+ and consider a dual-fuel backup generator for AC.

Risk Score: 74.4
💨Low Investment

Strong Wind Mitigation

Trim large trees back from the roofline and reinforce roof-to-wall connectors (hurricane straps).

Risk Score: 87.8
🌪️High Investment

Tornado Mitigation

Reinforce garage doors and consider a FEMA-approved safe room or storm cellar.

Risk Score: 53.2
🏠Low Investment

Earthquake Mitigation

General property maintenance and insurance review recommended.

Risk Score: 63.4
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 70.2
🏠Low Investment

Lightning Mitigation

General property maintenance and insurance review recommended.

Risk Score: 88.1
🧊Medium Investment

Hail Mitigation

Replace roof with Class 4 impact-resistant shingles to significantly lower insurance premiums.

Risk Score: 64.3
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 75.9

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

  • FEMA National Risk IndexHazard frequency and loss data (v1.20.0)
  • U.S. Census BureauTIGER/Line 2025 Shapefiles & Decennial Population

Nearby Cities

Zip Codes in Manassas