Climate Risk Summary

Jamestown, NC Risk Profile

The primary drivers of climate-related financial risk in Jamestown, NC are Inland Flooding, Tornado, and Hurricane.

City-Wide Aggregation

These scores represent the population-weighted average across all residential blocks in Jamestown.

Primary Risks

Inland Flooding

$988,020

Expected Annual Loss for Jamestown

60.8Score

Relatively Moderate compared to US average

Jamestown
Minimal Estimated LossMax Estimated Loss

Tornado

$35,797

Expected Annual Loss for Jamestown

34.9Score

Relatively Low compared to US average

Jamestown
Minimal Estimated LossMax Estimated Loss

Hurricane

$34,540

Expected Annual Loss for Jamestown

59.2Score

Relatively Low compared to US average

Jamestown
Minimal Estimated LossMax Estimated Loss

City Boundary

Legend
Very Low
Low
Moderate
High
Very High
Extreme

Financial Risk Inventory

MAJOR DRIVER
Inland Flooding
$988,020
Score: 60.8
MAJOR DRIVER
Tornado
$35,797
Score: 34.9
MAJOR DRIVER
Hurricane
$34,540
Score: 59.2
Cold Wave
$27,563
Score: 31.3
Earthquake
$12,164
Score: 26.1
Heat Wave
$10,674
Score: 9.7
Ice Storm
$9,488
Score: 59.9
Hail
$9,386
Score: 49.4
Lightning
$7,644
Score: 30.6
Strong Wind
$3,712
Score: 16.1
Winter Weather
$3,678
Score: 50.9
Wildfire
$154
Score: 41.2
Landslide
$8
Score: 56.7

Recommended investments to protect your property value and reduce insurance liability based on your local risk profile.

💧Medium Investment

Inland Flooding Mitigation

Install a smart sump pump with battery backup and extend downspouts 10ft from foundation.

Risk Score: 60.8
🌀High Investment

Hurricane Mitigation

Install permanent hurricane shutters or upgrade to impact-resistant windows.

Risk Score: 59.2
❄️Medium Investment

Ice Storm Mitigation

Install a 10kWh backup battery system to keep pipes from freezing during grid failure.

Risk Score: 59.9
🏠Low Investment

Winter Weather Mitigation

General property maintenance and insurance review recommended.

Risk Score: 50.9
⛰️High Investment

Landslide Mitigation

Professional slope stabilization and foundation drainage inspection is highly recommended.

Risk Score: 56.7

Sources and Methodology

Spatial Aggregation

Our "Atlas" risk scores are derived using a population-weighted spatial join. Because US Zip Codes and Census Tracts do not share perfectly aligned boundaries, a simple geographic average would be misleading. We utilize US Census Block Group population statistics to identify where residents actually live within a Zip Code. We then intersect these points with FEMA National Risk Index (NRI) hazard data to calculate a weighted exposure score.

Financial Projections (EAL)

Expected Annual Loss (EAL) estimates the average economic impact of natural hazards in dollars per year. This calculation incorporates three components: Exposure (the value of structures and agriculture), Annualized Frequency (historical probability), and Historic Loss Ratio (vulnerability of the area).

Primary Data Sources

Nearby Cities

Zip Codes in Jamestown